PBG: 4CE Fundamentals of Mortgage Finance
Instructor:  Michael Lux
PBG - Palm Beach Gardens Location: 2801 PGA Blvd., Ste 220, Palm Beach Gardens
2801 PGA Blvd, Ste 220
Palm Beach Gardens
2801 PGA Blvd, Ste 220, Palm Beach Gardens
So many loans, so little time! This course will acquaint the Realtor®, new or experienced, with a pictorial overview. Students will be shown the different loan options, including Fixed Rate Loans, Adjustable Loans, Balloon Loans and how a 2-1 "Buy-down" loan performs. This course is designed to help the Realtor® see how the different types of loans perform over their term so that they may be able to answer a client's questions relative to their specific purchase when they use these different types of loans. Enroll in this course and know your loans!

Note: The instructor requests that all students bring their own calculators, or the sponsoring board provides them.

Objectives: After taking this class students will be able to:

Identify the different types of loans.
Understand how loans perform over term.
Learn to calculate the initial & subsequent rate changes of ARMS.
Solicit and justify a "Smart Offer" from the buyer.
Explain the benefits of A "Smart Offer" to the Seller.

To CANCEL your class registration, please email class name, date, and location to or call 561-353-9190.

Class cancellations for “Specialty” courses (Designations/Certifications/license renewal) received within 3 business days of the class start day will be subject to a $20 cancellation fee, which would result in a partial refund of the paid registration fee. If the aforementioned registration was not paid, an invoice for the $20 cancellation fee will be applied.

Members who “No Show” a class without notice of cancellation prior to class will not be eligible for a refund of the registration fee.

By registering for this class/event you hereby consent to the photographing of yourself and the recording of your voice and the use of these photographs and/or recordings singularly or in conjunction with other photographs and/or recordings for advertising, publicity, commercial or other business purposes. You understand that the term “photograph” as used herein encompasses both still photographs and motion picture footage.