Are you unknowingly violating RESPA (Real Estate Settlement Procedures Act)? The consequences can be severe—hefty fines, lawsuits, and even criminal charges. This advanced course is designed to help real estate professionals, lenders, title agents, and attorneys understand, navigate, and avoid costly RESPA violations.
We'll break down the who, what, and why of RESPA, including its purpose, key regulations, and the most common (and sneaky) violations. You’ll learn about kickbacks, unearned fee splitting, affiliated business arrangements (AfBA), and seller requirements for title insurance, all while exploring real-world case studies. The session will conclude with an interactive quiz featuring 40+ real-life scenarios to test your knowledge—can you spot a RESPA violation?
Course Objectives:
By the end of this class, participants will be able to:
- Understand the Purpose and Scope of RESPA – Learn why RESPA was enacted, who regulates it, and who must comply.
- Identify Common RESPA Violations – Recognize illegal kickbacks, unearned fees, and improper affiliated business arrangements that could lead to penalties.
- Analyze RESPA Penalties and Legal Consequences – Understand what’s at stake, including fines, civil lawsuits, and potential criminal liability.
- Recognize RESPA Exceptions and Loopholes – Learn what transactions and practices are legally permissible under RESPA §8(C) and other provisions.
- Apply Knowledge in Real-Life Scenarios – Test your understanding through an interactive 40+ scenario quiz on whether a situation constitutes a RESPA violation.
Don’t risk your reputation or your business—join this class to stay compliant, avoid penalties, and confidently navigate RESPA regulations!
To CANCEL your class registration, please email class name, date, and location to education@rworld.com or call 561-353-9190.
Class cancellations for “Specialty” courses (Designations/Certifications/license renewal) received within 3 business days of the class start day will be subject to a $20 cancellation fee, which would result in a partial refund of the paid registration fee. If the aforementioned registration was not paid, an invoice for the $20 cancellation fee will be applied.
Members who “No Show” a class without notice of cancellation prior to class will not be eligible for a refund of the registration fee.
By registering for this class/event you hereby consent to the photographing of yourself and the recording of your voice and the use of these photographs and/or recordings singularly or in conjunction with other photographs and/or recordings for advertising, publicity, commercial or other business purposes. You understand that the term “photograph” as used herein encompasses both still photographs and motion picture footage.
